Tag Archives: Financial Planning

Financial Planning – Portfolio Tax Mitigation

By John Lang | Published: February 7, 2011
How can investors with an investment and ISA portfolio increase their after tax returns without changing the asset allocation of their overall portfolio? Good investment advice is essential but the tax planning and portfolio structuring advice outlined below will increase after tax returns for many clients.
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Investment Advice – Not the Ryanair of asset management

By John Lang | Published: November 8, 2010
But the analogy to Ryanair doesn't really work as it is not low cost - 1% per annum for a concentrated mainly buy and hold portfolio is expensive and whilst air fares vary in price I don't suppose they vary as much as 10 or 25 times which would be the case if £100,000 or £250,000 was invested instead of £10,000. It is the same flight at the end of the day!
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Great Investment Planning Videos

By John Lang | Published: November 7, 2010
I would like to thank Vanguard for allowing me to use two of their investment fundamentals videos on my site. These short videos are by two great investment gurus Charles Ellis and Burton Malkiel and can be viewed here. As well as discussing what good financial planning and investment planning looks like, they also discuss how a financial advisor can add considerable value.
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Financial Planning – No Punting Needed!

By John Lang | Published: October 17, 2010
There is a far superior alternative - taking independent financial planning advice. Financial planning is about helping clients achieve their financial objectives and if done properly should put clients firmly in the driving seat rather than bad advisers/conventional wisdom press enjoying or exploiting a clients/readers ignorance!
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Financial Planning – Have we reached the tipping point?

By John Lang | Published: July 26, 2010
How valuable are the investment tips we find in the weekend money sections? Can these experts skilfully predict the future and at the same time are they sufficiently altruistic to share their secrets with millions of newspaper readers? I hope readers realise that these tips are of little or no value although they are an interesting read which I guess is why personal finance news editors like to include them in their papers.
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