It is about time that the Government of the day treated pensioners as grown ups so the announcement last week of more flexible rules surrounding how pension funds must be used in retirement is great news for investors.  This includes allowing those that can show that they will never need state benefits to be able to draw unlimited taxable lump sums and for those over 75 that have chosen not to buy an annuity the tax on the fund on death reduces from 82% to 55%. Consulting an expert in retirement planning is more important than ever and to ensure that your critical capital lasts financial planning advice should be sought from a Chartered Financial Planner.