How valuable are the investment tips we find in the weekend money sections? Can these experts skilfully predict the future and at the same time are they sufficiently altruistic to share their secrets with millions of newspaper readers? I hope readers realise that these tips are of little or no value although they are an interesting read which I guess is why personal finance news editors like to include them in their papers.

I hope everyone is going to give the tip “buy distressed property in America with a yen funded mortgage” a wide berth in favour of independent financial planning advice from a Chartered Financial Planner.

Perhaps not as interesting but what can be more valuable than working with an independent financial planner that is “sitting on your side of the table” helping you achieve you financial objectives. A hot tip indeed!