Financial Planning for Retired Individuals in Richmond, Surrey

Planning the perfect retirement

If you have retired, you will want to be sure you can enjoy your retirement, confident of your financial position and annual income.

We can help you by ensuring your investment portfolio has a low risk profile that gives you the maximum possible income yet does not expose you to untoward changes. We will then continue to rebalance the portfolio on a regular basis so that it remains consistent with your goals.

We can also help you with other questions that might arise, such as funding the cost of a nursing home or other long term care, and making charitable legacies.

Inheritance Tax and estate planning

Once your own financial security is assured, you may wish to ensure that you pass on your assets effectively to the next generation. You will need to consider whether your Will is tax efficient, how much you can afford to give away and your control of your capital. Liaising closely with your lawyers and accountants, we will work to achieve your objectives.

Maximise your retirement income

Even when retired, you will want to be sure your retirement planning remains consistent with your ongoing requirements. We can review your portfolio regularly so that, should there be a shortfall in your required income, we can investigate options, including downsizing and equity release.

To arrange a free consultation, please call one of our financial planning experts on 020 3865 2379

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  • How to make your pension pot last? November 24, 2015 It is a question that will be on many people’s minds as they approach retirement particularly with greater pension freedoms giving increased flexibility on how to use their pension savings.

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