Retirement Planning Richmond, Surrey

Intelligent retirement planning across Surrey

If you’re approaching retirement or the time at which you want financial independence, it is tempting to think it is the end of the investment journey. You have already made decisions about your pension or financial future and you are now looking forward to enjoying the benefits.

Market fluctuations and changes in legislation, for example, could have a significant impact on capital sums and future incomes. Hence the importance of taking advice several years ahead to avoid the risks and preserve the investment you have worked so hard for.

Make complex investment decisions confidently

If you are about to retire, there are a number of complex issues that can have a significant impact on your future income and assets. We will guide you through the range of investment decisions, from whether you should defer your pension to the best way of minimising your tax burden and costs, so that you can be absolutely confident you have made the best decisions.

Maximise your retirement income

Once you have retired, you will want to be sure your retirement planning remains consistent with your ongoing requirements. We can review your portfolio regularly so that, should there be a shortfall in your required income, we can investigate options, including downsizing and equity release.

To arrange a free consultation, please call one of our financial planning experts on 020 3865 2379