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Our Approach

At Tower Hill Associates, our ethos is founded on:

Putting the client’s financial interests first
This is our principle philosophy and is borne of many years’ experience working in a professional practice environment. The advice we give is the advice we would like to think we would be offered in similar circumstances.

Independent professional standards
We adopt the principles of the international Financial Planning Standards Board (FPSB) as the framework for developing financial plans for our clients. This means that we apply consistent independent high quality standards which, in turn, ensures you benefit from comprehensive tailored advice that is reported in an understandable way and subject to regular reviews. We also adhere to the UK’s Institute of Financial Planning code of ethics and professional practice.

Being highly qualified
Our advisers are either Certified or Chartered Financial Planners, which are significantly higher qualifications than the minimum required by the Financial Services Authority. This demonstrates our in-depth knowledge and, more importantly, our personal commitment to ensuring we are equipped to provide you with the best advice possible.

A transparent fee-based approach to charges
Our advice is truly independent because our financial interests are aligned to those of our clients. We are paid directly by our clients and our fees represent our charges for impartial advice, service and the value we add. We will never charge a contingent fee for a product or in-house service because we consider that to do so would create a conflict of interest incompatible with our independent position.

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